Closing Costs in Costa Rica: A Full Breakdown hero image
Buying

Closing Costs in Costa Rica: A Full Breakdown

Estimated Costa Rica buyer closing costs: 1.5% transfer tax, registry and stamps, the notary tariff, and escrow. Confirm every figure with your attorney.

·Chris Spears·

Estimates · confirm with your attorney

Closing cost breakdown

Dollar amounts are estimates from the price you type. A registered value can be higher, and the contract decides who pays. Buyers often set aside about 3.5% to 4.5% for a straightforward titled purchase. Source: Broker and news closing-cost summaries reviewed for this page. As of October 15, 2026. Estimate. Confirm with your attorney.

Entera price

The ring waits for a price. Every slice that appears is an estimate.

Notary colones use about ₡449 per dollar. Source: Central bank reference, seen in a bank-history excerpt. As of October 15, 2026. Estimate.

Transfer tax1.5% of price

The statute sets 1.5% on the higher of the deed price or the registered value. This calculator uses the price you type, so a higher registered value would raise the tax. The law does not assign the bill to buyer or seller.

Source: Ley 6999, consolidation dated September 10, 2012. As of October 15, 2026. Estimate. Confirm with your attorney.

National Registry0.5% of price

About ₡5 per ₡1,000 (0.5%), with a floor near ₡2,000. The registry can substitute its own value. The text was seen in excerpt, so confirm the dollar figure with your attorney.

Source: Registry fee law, seen in excerpt. As of October 15, 2026. Estimate. Confirm with your attorney.

Municipal stamp0.2% of price

About ₡2 per ₡1,000, or 0.2%. Estimate. Confirm with your attorney.

Source: Law-firm summaries (PropScan and Black Coast), seen in excerpt. As of October 15, 2026. Estimate. Confirm with your attorney.

Agrarian stamp0.15% of price

About ₡1.50 per ₡1,000 (0.15%) on an ordinary transfer. Social and intermediate housing can be lower. Estimate. Confirm with your attorney.

Source: Ley 5792, as described by law-firm summaries. As of October 15, 2026. Estimate. Confirm with your attorney.

Notary tariffSliding scale + 13% tax

2% on the first ₡11 million, 1.5% up to ₡16.5 million, 1.25% up to ₡33 million, and 1% above that, plus 13% value-added tax. Colones use about ₡449 per dollar. Another brokerage prints different cutoffs, so confirm the current bands with your attorney. A September 25, 2026 notice tells notaries to charge the official tariff.

Source: Decreto 41457-JP (October 17, 2018); notary-authority notice September 25, 2026. As of October 15, 2026. Estimate. Confirm with your attorney.

EscrowAbout 0.25%, minimum about $900–$1,000

About 0.25% of the price, and not below roughly $900 to $1,000. Chris confirmed that escrow varies and the floor is about $900, then it scales. Companies quote different fees, so this is an estimate. Confirm with your attorney.

Source: Chris Spears, 2026, and broker and news summaries. As of October 15, 2026. Estimate. Confirm with your attorney.

Enter a price to see estimated dollars. Nothing here is a quote.

Next, read the buying guide for the path from offer to closing.

Closing costs on a titled purchase in Costa Rica are several separate charges. The calculator above turns a price into estimated dollars. It is not a quote. Confirm the invoice with your attorney before you wire funds.

The statutory core used here is transfer tax at 1.5%, the National Registry at 0.5%, a municipal stamp at 0.2%, and an agrarian stamp at 0.15%. Together that core is about 2.35% of the price you type. The notary tariff sits on top: 2% on the first ₡11 million, 1.5% to ₡16.5 million, 1.25% to ₡33 million, and 1% above that, plus 13% value-added tax. Escrow is about 0.25%, with a floor near $900 to $1,000. Buyers often set aside about 3.5% to 4.5% for a straightforward titled purchase.

How the lines are sourced

Transfer tax comes from Ley 6999, in the consolidation dated September 10, 2012, checked again on October 15, 2026. The tax uses the higher of the deed price or the registered value. The calculator can only see the price you type. The statute does not name the buyer or the seller as the payer.

The registry rate was seen in an excerpt of the registry fee law, and the two stamps come from law-firm summaries, also partly in excerpt. Those three dollar figures are estimates. Confirm them with your attorney. Source date for this page: October 15, 2026.

The notary scale is Decreto 41457-JP of October 17, 2018. A national notary notice on September 25, 2026 tells notaries to charge that official tariff. Colón amounts are converted at about ₡449 per dollar, from a bank-history excerpt of the central-bank reference on October 15, 2026. Another brokerage prints different colón cutoffs, so the bands are an estimate until your attorney confirms the schedule in force.

Escrow varies by company. Chris confirmed in 2026 that the minimum is about $900 and that the fee scales up from there. Published summaries cluster near 0.25%, with a floor around $900 to $1,000. When 0.25% of your price is under $1,000, the calculator shows that minimum band instead of a false single number.

Are the closing costs on this page exact?

No. Every dollar figure is an estimate. The transfer-tax rate is statutory, and several stamp, notary, and escrow inputs were seen in excerpt or disagree between publishers. Confirm the invoice with your Costa Rican attorney before you wire funds.

Which closing costs does this guide calculate?

Transfer tax at 1.5%, National Registry at 0.5%, municipal stamp at 0.2%, agrarian stamp at 0.15%, the notary tariff with 13% tax, and escrow at about 0.25% with a minimum near $900 to $1,000. A separate attorney, a survey, and a corporate setup are not in the subtotal.

Where should I start before I budget closing costs?

Start with the buying guide, which walks through the purchase from first offer to registration. Then ask your attorney to price these lines for the property itself. A concession is outside this calculator.

By Chris Spears

16+ years real estate experience on Costa Rica's Gold Coast

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